Hurricane Fiona: Prince Edward Island
Provincial Disaster Financial Assistance Program
Please note that as of February 1, 2023 applications will no longer be accepted for the PEIDFAP as the deadline for submission was January 31, 2023.
If you are not a resident of PEI, please click here for information on Hurricane Fiona.
The Canadian Red Cross is administering the Provincial Disaster Financial Assistance Program (PDFAP) on behalf of the Government of Prince Edward Island. The program will assist Prince Edward Island households, small businesses (including aquaculture and agriculture industries which meet the small business thresholds) and not-for-profit organizations in recovering from the impact of Hurricane Fiona that hit the region in September 2022. The program can support with uninsurable losses and damage caused by the storm.
Program Information
Provincial Disaster Financial Assistance Program Information and Engagement Sessions
Application Information
- For households
- For small businesses (including aquaculture and agriculture industries which meet the small business thresholds)
- For not-for-profit organizations
Resources for Applicants
Appeals
Contact Us
Program Information
What does the program cover?Uninsurable losses such as:
- Repairing damage to your home (primary residences only)
- Replacing your personal property
- Replacing or repairing your business equipment or inventory
- Clean-up costs
- Debris Removal
Residential applicants, and not-for-profit applicants that meet the required eligibility and have damage or losses that qualify under the program can receive a maximum reimbursement of $200,000.
Small business that meet the required eligibility and have damage or losses that qualify under the program can receive a maximum reimbursement of $220,000. The maximum reimbursement for small business is set at $220,000, with the exception of Aquaculture applications where the cap is set at $550,000.
What is not covered?
- Repair or replacement expenses will not be eligible for financial assistance if the damaged property was insurable
- Loss of income or revenue
- Damage to secondary property or investment property (including recreational properties)
- Ensure that you have taken pictures and/or video of damage, both of the building and its contents, for insurance and/or government assistance claims. Make sure you take the photo from a distance that clearly shows the damage and context.
- For example, be sure to show the whole tree and driveway.
- Collect the documents you need to submit with your application (see below).
- Track all the hours spent cleaning up and who has helped (you, family, friends). Please note that clean-up hours conducted until January 31, 2023 are permitted for residential applications. Hours tracked after that date will not be considered.
- Keep all receipts, including any receipts for repairs, for insurance and/or government assistance claims.
Provincial Disaster Financial Assistance Program Information and Engagement Sessions
The Canadian Red Cross hosted in-person community information sessions across the province to support Islanders, small businesses, and not-for-profit organizations navigate the Provincial Disaster Financial Assistance Program (PDFAP).
Each session included a 30-minute presentation providing attendees with an overview of the program and details on how to apply.
For a complete list of dates, locations, and times, click here.
Application Information
You will be required to submit photos of damage and supporting documentations as part of the application. If you have not submitted them yet, please go into the application system to do so, or email the documents to us at peisupport@redcross.ca.
Please note that the Red Cross may request additional documentation during the application review process.
Required documentation
- For a complete list of documentation and information that you need to submit along with your application, please click here
- To view the full program guidelines, click here.
- Program Requirements for Households
For small businesses including agriculture and aquaculture industries
Required documentation- For a complete list of documentation and information that you need to submit along with your application, please click here.
- Program Requirements for Small Businesses
- For the purpose of the PEI DFAP, a small business is an enterprise with yearly gross revenues as reported for income tax purposes of at least $10,000.00 and not exceed $2 Million and employs not more than the equivalent of 20 full time employees.
- Applicant must be the sole proprietor or own at least 50% of the business.
- Applicant must be acting as the day-to-day manager of the business.
- Damage to equipment and business structure will be an eligible expense only if it is required for the operation of the business.
- If a small business is housed in a residence and both sustain damage, then the applicant must submit two separate claims for assistance: one for the business and one for personal loss.
- To view the full program guidelines, click here.
For not-for-profit organizations
Required documentation- For a complete list of documentation and information that you need to submit along with your application, please click here.
- To view the full program guidelines, click here.
- Program Requirements for Not-for Profit Organizations
Additional information
- This program is not able to duplicate assistance. If other sources of funding such as insurance, fundraising events, and/or other financial programs are available to assist with the losses, these losses should not be included on your application.
Application System
If you have additional documents to provide, please click here to go to the application system. You may also send additional documents by email to PEISupport@redcross.ca.Resources for Applicants
- Program Guidelines
- Frequently Asked Questions
- Application Portal – SM User Guide
- Cleanup Log
- Confirmation of Insurance Form
- Damage/Loss Inventory Form
- Schedule of Losses
Appeals
The PDFAP provides an appeal process for applicants who feel there has been an inaccuracy in the review process. Every PDFAP applicant will receive a letter with the outcome. Information on how you can appeal the decision will be included in that letter. You must appeal the decision within 30 days of the date of the letter you receive by contacting the program administrator (the Red Cross) by email at peisupport@redcross.ca or by calling us at 1-833-966-4225. Please note that requesting an appeal does not guarantee that the decision will be modified or reversed. All decisions are made based on information in the PEI Disaster Financial Assistance Program Guide.
Contact Us
For assistance in applying to the program, please contact the Canadian Red Cross by calling 1-833-966-4225 - 9:00 am to 6:00 pm Atlantic time (Monday to Friday).